Pest Control Insurance

Aviso Specialty arranges insurance for a large number of pest control companies, we are familiar with the dangers that are associated with the sector. 

We are able to offer public liability and professional indemnity coverage that is specifically customized to fit the requirements of your company thanks to our exclusive relationships. 

Comprehensive protection that safeguards both you and your employees in the event that something untoward occurs while you are engaged in pest control services.

Pest Control

• Urban Pest Management
• Agricultural Pest & Weed Control
• Trapping and Relocation
• Fumigation (AS2476)
• Pest Proofing
• Feral Animal Control

Termite Management

• Termite Management - new construction (AS 3660.1)
• Termite Management including inspections - existing buildings and structures (AS 3660.2)

Timber Pest

• Timber Pest Inspections (AS4349.3)

Other Services*

• Carpet Cleaning
• Cleaning (domestic and commercial)
• Disinfecting & Sanitising Services
• Hygiene Services
• Handyman (non-structural)
• Lawnmowing

*Please note other services cannot exceed 50% of your turnover.

Public & Products Liability

Public Liability Insurance

Insurance cover against claims for negligent acts, which cause personal injury or property damage to a third party.

Sums insured available:

$5,000,000

$10,000,000

$20,000,000

For pest managers, public liability insurance pays for the expenses of defending against third-party lawsuits alleging that the pest manager's operations resulted in personal injury or property damage. The following are the main areas that pest managers' public liability insurance normally covers:

Property Damage: Should a pest manager unintentionally cause harm to a client's property while doing their job (e.g., breaking furniture while treating for bugs), public liability insurance would pay for the expenses of fixing or replacing the damaged items.

Personal Injury: Public liability insurance would pay for medical costs, legal fees, and compensation costs if a third party—a client or member of the public—suffers a physical injury as a result of the pest manager's actions (for example, slipping on chemicals used during treatment).

Legal Costs: Up to the policy maximum, public liability insurance also pays for any settlements or judgments rendered against the pest manager, as well as the costs and fees of defending against a claim.

Products Liability: Certain insurance may also cover products liability, which guards against lawsuits stemming from flaws in goods used for pest control services (such equipment or insecticides).

Professional Indemnity Insurance

Profession Indemnity Insurance

This type of insurance protects you against legal costs and claims for damages to third parties, which may arise out of an act, omission or breach of professional duty in the course of your business.

Sums insured available:

• $100,000
• $500,000
• $1,000,000
• $2,000,000

Increased sum insured for professional indemnity can be referred upon request.

When it comes to professional indemnity insurance for pest managers, a breach of duty usually means that the pest manager did not carry out their professional obligations or duties to a reasonable standard of care. Examples of such a breach include:

• Negligence: When a competent pest manager fails to exercise the skill and care that is expected of them, harm or financial loss results;
• Misrepresentation: When a client suffers financial loss or damage as a result of inaccurate information or advice;
• Breach of Contract: When a client's contract is not fulfilled, resulting in harm or loss; and
• Failure to Warn: When clients are not sufficiently warned about possible risks or consequences associated with pest management services.
• Breach of privacy or confidentiality
• Intellectual property infringement
• Defamation
• Lost or damaged documents
• Reputation repair
• Claims investigation costs

Other Pest Control Insurance

In addition, we can also arrange other insurance policies for your business including:

• Commercial motor insurance
• Tools of trade and equipment
• Retail premises (business insurance)